Use Case/Automated Payment Reminder Calls for BFSI
Use case
Banking

Automated Payment Reminder Calls for BFSI

The Challenge

Payment reminders consume agent time and still miss customers.

But here is the real problem:

Manual calls spike near due dates.

As a result:

Fatigue leads to errors and missed accounts.

Customers ignore generic IVR blasts.

As a result:

Promise-to-pay clarity is missing.

The Approach

We made reminders precise and persistent.

1

Personalized amount/date mentions outperform generic nudges.

2

Capturing intent (will pay/need time/dispute) changes follow-up paths.

We needed a solution that could:

1

Automate first-touch reminders with account context.

2

Capture disposition to drive the right follow-up lane.

The Solution

A reminder agent built for BFSI sensitivity.

1

Contextual Reminders

States amount due, due date, and quick-pay options.

2

Disposition Capture

Records promise-to-pay or hardship signals for collections teams.

3

Retry Logic

Schedules callbacks at better times automatically.

The Impact

Collections teams saw:

22%

increase in on-time payments on contacted accounts.

17%

drop in agent hours on routine reminders.

Reminders stay polite, precise, and persistent without burning out teams.

Result? More on-time payments with fewer manual dials.

Consistency and context outperform bulk blasts.

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